One of the better albums on No Limit Records, Mr. Serv-On's debut album, Life Insurance, isn't all that different from its fellow No Limit travelers. Like anyone else in Master P's stable, Mr. Serv-On churns out gangsta rap that panders to the lowest common denominator. In the case of Life Insurance, that isn't particularly bad, since Mr. Serv-On is a fine rapper and the production cleverly co-opts a number of different styles, ranging from West Coast gangsta to Southern bass funk. Even though the album runs too long, there's a little here to appeal to any dedicated fan of hardcore rap, and it suggests that No Limit may have another star in the form of Mr. Serv-On.
AllMusic Review by Leo Stanley