Toronto wanted to be Starship. They might have settled for being Stryper. But they were Toronto, and this 1982 pop-rock debacle, with its raging electric guitars (provided by Brian Allen and Sheron Alton), screeching vocals (led by Holly Woods), and ubiquitous keyboards (blame Scott Kreyer), has been left to rot in the mildewy furnace room of rock & roll history. The title track is the only song of any note, and that only for its laughable attempt at social commentary: "You don't need to save your cash into the upper class. Fill your application out, you'll have cash without a doubt. It's so easy (plastic money!). Get it on credit (Get it! Get it!)." The message of their social commentary seems to be that it's easy to spend a lot of money on credit cards and then forget to pay them back. Perhaps songwriter Allen harbored secret ambitions to become a consumer advocate. But Toronto does not succeed as a substitute for Ralph Nader any more than they succeed as a substitute for Starship or Stryper. They're just Toronto.
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AllMusic Review by Evan Cater